Gold has been a symbol of wealth, stability and security for thousands of years. In times of economic uncertainty, high inflation and volatile stock markets, more and more Belgians are turning to gold as a reliable investment.
Why invest in gold?
- Inflation protection — when purchasing power drops, gold value typically rises
- Tangible asset — unlike stocks, you can physically hold gold
- Globally recognized — gold is accepted and exchangeable worldwide
- No counterparty risk — gold cannot go bankrupt
- Historically proven — over the past 50 years, gold has averaged 8% annual returns
Gold bars or gold coins?
Gold bars offer lower premiums but require larger investments. Gold coins (Krugerrand, Maple Leaf, Napoleon) are more flexible and easier to sell in smaller quantities.
How much gold should you buy?
Experts recommend allocating 5% to 15% of your total portfolio to gold. Start small with a coin or 5g bar and gradually expand.
VAT on gold in Belgium
Investment gold is VAT-exempt throughout the European Union. This applies to bars with a minimum purity of 995/1000 and recognized coins with a minimum purity of 900/1000.
Capital gains tax from 2026
Since January 1, 2026, a 10% tax applies to profits from selling investment gold in Belgium, with an annual exemption of €10,000. Read our detailed article.
Where to buy gold safely?
- Choose a recognized dealer with a physical store
- Verify LBMA certification for bars
- Compare premiums above spot price
- Request a purchase receipt
- Store your gold in a safe
At La Mine De Diamant in Knokke-Heist and Bruges, we offer investment coins and bars at competitive premiums. Contact us for personalized advice.
